Here’s my Facebook movie. Find yours at #FacebookIs10

Posted by Sharon Anderson on Monday, February 10, 2014

Steinhauser vs CitySt.Paul et al


Thursday, April 28, 2011


houses — and their image

The Frogtown house that faces the roar of traffic along Interstate 94 in St. Paul was once vacant. Now, investors Peter Harrington and Mark Pasvogel have snapped up the foreclosure and are busy renovating it.

Harrington and Pasvogel represent a new breed of buyers who see opportunity in the flood of foreclosures across the Twin Cities. Once workers wrap up, they plan to sell the four-bedroom on St. Anthony Avenue, envisioning a family calling the 2,200-square-foot property home.

"We're fixing up the neighborhood. We're providing affordable housing," Pasvogel said. "Everything we're doing is positive."

Could real estate investors be going through an image change? Once seen as speculators who drove up housing prices during the boom, they're now seen as key to turning the bust around.

The bargain prices of foreclosures make them a business opportunity for the brave willing to buy, rehab and sell or rent out the improved properties.

Neighbors of foreclosed houses are often supportive of the effort.

Diane May is sorry for her East Side neighbors who've lost their homes through foreclosure but remains optimistic about the future of her Dayton's Bluff neighborhood. "I'd rather see them stay vacant and have them purchased by someone who'll fix them up than bought by someone who doesn't care about the neighborhood," May said.

Last year was the second-worst year for foreclosures in Minnesota, with 25,673 foreclosures.

This year's number is expected


to be similar. Nearly half of all metro home sales in recent months have been foreclosures, with a median price of $115,000 in March versus $206,000 for traditional sales, according to real estate brokers' data.

Meanwhile, some potential first-time homebuyers won't make a move with a federal tax credit gone and continuing angst about jobs. Others don't have the stomach for the work an overhaul of an abandoned house often takes.

Investors to the rescue.

Harrington, Pasvogel and a couple of other investors formed Marpe Development to buy and fix up foreclosed houses and multiplexes to sell or rent. They work primarily in Frogtown and on St. Paul's East Side in the Lake Phalen and Dayton's Bluff neighborhoods.

They wouldn't disclose how much they're paying to redevelop the St. Anthony Avenue house, but such projects can run up to $100,000 and beyond. The house at 757 St. Anthony Ave. was purchased for $40,000 last year in a bank sale, according to Ramsey County property records.

They can't obtain construction loans because of the tight market, so they borrow from friends and relatives.

Workers are updating the house, including taking down walls that once closed off a porch. They're installing a new kitchen

with a granite-topped island and finishing the basement to include a "task room" with a washer and dryer as well as plenty of counter space for other projects.

Part of the home's potential appeal, they say, is that it's a short walk from a future light-rail station. When the overhaul is completed, they're considering putting the house up for sale at $170,000. It's enough to make a profit but not enough to get rich, they say.

Real estate investor Dan Grohs, who purchased his first foreclosure in 1979, isn't sure that housing prices have bottomed out, but they're good enough for him. He has purchased three properties this year near Lake Phalen in St. Paul and in the Camden neighborhood of North Minneapolis.

"There's never been an opportunity, in my opinion, to buy like this in 32 years," said Grohs, who has purchased, sold and rented out hundreds of houses, duplexes and apartment buildings.

Grohs has paid cash for his recent foreclosure purchases. "How can you miss? You rehab and rent them out or sell them on contract for deeds or out-and-out sell them," he said.

It's not that he thinks housing is always a sure thing. Grohs got nervous when home prices were skyrocketing during the boom and sold all his properties in 2004, then waited a couple of years before starting to buy again.

"Are the prices ever going up to where they were? Probably not in my lifetime," Grohs said.

He owns up to 15 properties at any given time, does much of the work himself to cut costs and usually has at least one house on the market.

"What is interesting is now is the time when banks should be lending money, and they're being ultra-conservative," Grohs said.

One thing all investors have in common these days is difficulty finding financing. That means they often have to put in more cash — and more risk. Since loans for such investments are harder to come by, they often dig into savings, refinance their own houses or turn to family and friends.

"My wife and I have an 800 credit rating, but it was very difficult to get the money," said Bob Schmidt, a newer investor who has purchased two East Side foreclosures.

The process of bringing these houses up to city codes isn't for the faint-hearted. Most need a lot of work.

"A lot of the banks are dumping some properties at pretty low prices," said Ken Erickson, a Coldwell Banker Burnet east metro agent. "The Catch-22 is that generally, the buyer gets a better deal but it's a lot more work than what they've bargained for."

Bob and Lori Schmidt purchased two foreclosed properties near Lake Phalen with Erickson's help and are renting them out. Bob is on disability from a career in human resources and Lori is a St. Paul elementary school teacher.

After refinancing their home, they bought a house last fall at 1002 Hawthorne Ave. E. in St. Paul for $58,000 and put in $50,000 to bring it up to city codes.

In November 2009, they had used a line of credit offered by their bank to buy a duplex in the 1600 block of Arcade at a home auction for $85,000 and also put in about $50,000 of work. Rental income for both properties totals about $40,000, which covers the mortgages and renovation costs, Bob Schmidt said.

In their tours of foreclosures, Lori Schmidt recalls seeing some very poor-quality houses, including one that had motorcycle tracks on the rug.

As for the future, Bob Schmidt said he's not sure he can handle the stress of overhauling another foreclosure. Yet the deals still capture his attention. He has his eye on an $18,000 foreclosure but isn't sure whether they'll be able to find the money to buy and renovate.

The Schmidts expect they'll one day be able to generate income from their properties and eventually sell them for a profit. They also see themselves helping their community by purchasing and upgrading foreclosures.

He hopes others will do the same but offers a caveat: "Now is an excellent time to invest but you've got to know the ropes."

Gita Sitaramiah can be reached at 651-228-5472.


Saint Paul, MN

Its still a Ponzi Scheme www.**** check out the propertys taxes The City St.Paul The Evidence is conclusive of "Sweetheart Deals" unabated by the City St.Paul Officials.
Thats why Sharon 4 Council to expose Ponzi Schemes The City deletes Web Sites with Forensic Files or Google Sharon4Anderson v. City St.Paul Thanks

Monday, April 18, 2011

Lantry's Larceny_FeestoCondemnAsmt11807_559McKnight

Title: Ratifying assessments for Excessive Consumption services billed from November 8 to December 15, 2010. (File No. J1105E, Asmt No. 118037)

Sponsors: Kathy Lantry

Attachments: Assessment Roll, 1461 Westminster St J1105E.pdf, 1060 Kilburn St J1105E.pdf, 687 Cottage Ave E J1105E.pdf, 559 McKnight Rd J1105E.pdf

Jesse Ventura - Secret Underground 2012 Base at Denver Airport

Saturday, April 9, 2011

GoogleScholar_Civil_Constitutional_Cases,60&scilh=0 Scholar Preferences My Account Sign out

Read this caseHow cited

Screws v. United States, 325 US 91 - Supreme Court 1945

How this document has been cited

—to avoid unconstitutional vagueness, "willful" element of federal statute proscribing the deprivation of constitutional rights under the color of law interpreted to require that defendant-official be shown to have had the "specific intent... to deprive a person of a right which has been made specific either by the express terms of the Constitution or laws of the United States or by … - in In re Kay, 1970 and 67 similar citations

—is" only for an act knowingly done with the purpose of doing that which the statute prohibits, the accused cannot be said to suffer from lack of warning or knowledge that the act which he does is a violation of law. The requirement that the act must be willful or purposeful may not render certain, for all purposes, a statutory definition of the crime which is in some respects … - in United States v. Boyce Motor Lines, 1951 and 88 similar citations

—the Supreme Court rendered its seminal decision defining the specific intent required to support a criminal prosecution under the federal civil rights law. - in US v. Messerlian, 1987 and 64 similar citations

—stating that "it is plain that basic to the concept of due process of law in a criminal case is a trial—a trial in a court of law - in Consolidated Edison Co. of NY, Inc. v. Pataki, 2002 and 67 similar citations

An action by a wrongdoer clothed with the authority of State Law is an action" under color of" State Law. - in Tigner v. STATE OF NY, COM'R OF DEPT. OF CORR., 1983 and 70 similar citations

However, under this statute a violation can be found only if the defendant acted "willfully," that is, with "a specific intent to deprive a person of a federal right made definite by decision or other rule of law." - in Adickes v. SH Kress & Co., 1970 and 49 similar citations

"Under color of law means under `pretense'of law. Thus, acts of officers in the ambit of their personal pursuits are plainly excluded. Acts of officers who undertake to perform their official duties are included whether they hew the line of their authority or overstep it. " - in Heverly v. Simcox, 2006 and 102 similar citations

Under our federal system the administration of criminal justice rests with the States except as Congress, acting within the scope of [its] delegated powers, has created offenses against the United States - in US v. Kegel, 1996 and 96 similar citations

The United States Supreme Court favors an interpretation of legislation in a manner which supports its constitutionality. - in Hejira Corp. v. MacFarlane, 1981 and 32 similar citations

The requisite intent could be established by" all the attendant circumstances-the malice of [the defendant], the weapons used in the assault, its character and duration, the provocation, if any, and the like." - in United States v. Marler, 1985 and 31 similar citations

Cited by

Adickes v. SH Kress & Co. 398 US 144 - Supreme Court 1970

[CITATION] American constitutional law LH Tribe - 1978

Wolff v. McDonnell 418 US 539 - Supreme Court 1974

United States v. Lopez 514 US 549 - Supreme Court 1995

Monroe v. Pape 365 US 167 - Supreme Court 1961

all 3,639 citing documents »

Related documents

United States v. Classic 313 US 299 - Supreme Court 1941

Monroe v. Pape 365 US 167 - Supreme Court 1961

Williams v. United States 341 US 97 - Supreme Court 1951

United States v. Price 383 US 787 - Supreme Court 1966

[CITATION] SECURITY OF THE PERSON ECSTO PROTECT - Political and civil rights in the United ..., 1967

all related documents »

Go to Google Home - About Google - About Google Scholar

©2011 Google



SharonsSocratiesMethod TruthTrust4YOU

JURIST Paper Chase

Dayton's MN ShutDown Costs

2007 Sharon StPaul Ward(2) Election

Blog Directory for St Paul, MN

Snap Shots

Get Free Shots from


Sharon4Council: Empower Ethics Empathize Energize Educate:

Sharon4Council: Empower  Ethics Empathize Energize Educate: